Tight Race

The canidates cannot be more different. They represent two very strong segments of the United States. The old guard and generations X, Y, and millinials. The nation is divided about evenly, as it has been for the last few presidential elections. The election will be decided on Abortion. This issue has divided the nation more than any other issue in the last 20 years, with gay marriage coming in second.

Housing Crisis

People think that the housing crisis is half way done. It is just getting started. Many of the prime mortgages are going to start defaulting within the next 12 to 18 months. Why would someone keep paying on an asset that has lost 20 to 50 percent of it's value. Fannie and Freddie are going to have to become government programs.

Not only is housing in a world of hurt if energy stays high people are not going to be able to heat and cool these brick ovens. I would like to propose a massive effort to start building underground houses. They are very energy efficient and could cause builders to stay in business.